Have you decided to buy or sell real estate without an agent?
Perhaps you're buying the property you currently rent. Or if you're the property owner, you may have a buyer already lined up. If you’re looking for an experienced third party to prepare the agreement of sale, process the documents, and guide you through closing, we'll get you there.
Both seller and buyer will get more and save more with ALT!
ALT’s Comprehensive Service for Private Transactions
When the Buyer Chooses ALT for Title Insurance and Settlement Services
Services for the Buyer |
Included in the one time title insurance premium |
|---|---|
| Accessible in-house attorney and experienced licensed title agents | ✅ |
| Draft the Agreement of Sale and other necessary addendums once all terms have been agreed upon | ✅ |
| No conflicts of interest with using affiliated title companies | ✅ |
| Perform a 60-year title search and prepare title insurance commitment | ✅ |
| Distribute the title commitment to your lender and all other parties | ✅ |
| Assist buyer’s lender in clearing mortgage conditions related to clear title | ✅ |
| Disclose and collaborate with sellers to clear potential title issues, outstanding liens, judgments and municipal taxes & utilities* | ✅ |
| Hold earnest money/deposit money in our escrow trust account and make sure it’s properly credited at closing | ✅ |
| Prepare the new deed transferring ownership (no charge to seller or buyer) | ✅ |
| Schedule your final settlement, send out settlement notices | ✅ |
| Collaborate with your lender to prepare and distribute your final Closing Disclosure and ALTA Settlement Statement | ✅ |
| Conduct closing at the location of your choice, explain and notarize all mortgage and related settlement documents | ✅ |
| Collect and disburse all funds according to the terms outlined on the ALTA Settlement Statement | ✅ |
| Record the deed and mortgage with your local municipality | ✅ |
| Issue final title insurance policies to the new property owner and lender | ✅ |
| Provide electronic copies of all settlement documents post closing | ✅ |
| No doc prep fee for future deed modifications (change in title vesting as a result of a life event for as long as the insured buyer(s) own the property) | ✅ |
| Free in-person notary services for life for the insured buyer(s) | ✅ |
| Additional fees to process your transaction: | $0 |
When the Buyer uses ALT, the Seller can save with our title clearing services:
Title Clearing/Settlement Services for the Seller |
ALT | Average Real Estate Broker/ In House Title |
|---|---|---|
| Order mortgage payoff, tax & municipal certifications (Cost of certifications are additional) |
✅ $375 | $395–$595 |
| Deed preparation | ✅ Included | $150 |
| Courier and wire fees | ✅ Included | $50–$100 |
| Notary fees (in-person) | ✅ Included | $25–$75 |
| Fees for the Seller: | $375 | $620–$920 |
We'll Prepare the Agreement of Sale
Do you need an Agreement of Sale? When the buyer chooses ALT for their title insurance and settlement services, we will prepare the official sales agreement at no additional cost. Have the buyer complete our online worksheet and we’ll get started.
Prepare, Save & Edit Estimates for Potential Buyers
Our Closing Cost Calculator is designed to be as accurate as the final numbers the buyer receives at settlement. You can prepare estimates for buyers interested in your house and show them the total amount they’ll need to buy the house and what their monthly mortgage payment will be.
- Calculate cash needed to close including tax, insurance, and fees
- Calculate the all-in monthly payment
- Pro-rate closing costs based on settlement date.
ALT has created the sharpest DIY closing cost calculator available for Pennsylvania home buyers. We even highlight fees your buyer can reduce or eliminate. No email address required. Start crunching the numbers!
Get a complete and accurate title insurance quote online 24/7!
Give your listing more exposure.
ALT welcomes you to share your listing on our social media platform, enhancing your market exposure. Take advantage of this complimentary service by submitting your property's listing using the form below.
Our diverse staff has decades of experience from multiple perspectives.
Let our experience guide you through the For Sale by Owner or Private Sale process.
Great service from Susan, Frank, and the entire team!
I sold my Old City condo in a private sale. ALT Title handled the entire transaction, providing me with a purchase agreement, all necessary disclosure forms and handling the closing. I didn't have to use a realtor or attorney, which saved me thousands of dollars and lots of aggravation. I highly recommend ALT Title and would definitely use this business again in the future.
-Jim Donovan on Google
Going with ALT was one of the best decisions I made as a first time home buyer.
The first title company I was connected to had a really nice digital interface & a snazzy app, but they also couldn’t/wouldn’t tell me what I should expect to pay on top of the cost of insurance. They were asking me to sign the insurance agreement and I still had no idea what other fees would be involved to close.
ALT was crystal clear: they gave me their estimate, and they charged me exactly that estimate, which plainly listed out what it did and did not include. The other title company insisted that the estimate was not realistic and too good to be true, but that’s what I paid. ALT covered/comped almost all the incidental costs over the insurance premium—no other title company’s price came close.
At that unbelievably low price, I also got super friendly, super responsive, knowledgeable service. Everyone at the company was great, helped make things happen fast, and also walked me through some of the non conventional aspects of our purchase. (Another thing the other title company not only could not do, but seemed unclear on themselves.)
Seriously: it seems like there should be a catch but there isn’t. Cannot recommend this company highly enough.
K.L., posted on Google
ALT saved me a few hundred dollars.
"I have been warned about ripoffs and hidden fees at settlement. They answered my many questions and helped to eliminate a phony charge the seller's realtor wanted to collect from me. They charged me exactly what PA dictates and NOTHING more--no conveyancing fees, no notary fees, no office use fees, no deed recording fees or any other invented fee of any kind."
Rich C., posted on Google
I was introduced to ALT through my realtor.
"The quote was unbeatable. No hidden fees at settlement. No surprises at all. They were on time and everything was smooth. Frank answered all the questions patiently and things to avoid after the settlement in regards to duplicate deeds in mail and other cautions. I would recommend ALT to anyone looking for a title company."
-Arvind J., posted on Google
Everyone was so great to work with at ALT.
"We used ALT recently to purchase a new home and they were fantastic. They made the process so easy and the best part was that you didn't have to fight with them over any hidden charges which sometimes happens with title companies. I recommend them highly."
-George H., posted on Google
Private Transaction Resources on Our Blog:
Private Transactions: A Guide to Selling
How private sellers can help turn the For Sale sign into SOLD
Should private sellers make renovations before listing?